Terms of Service

1. Acceptance

By accessing the site or purchasing a product, you acknowledge that you have read, understood and agree to these Terms and to the Privacy Policy.

2. The company

[EDIT: ABB Negócios Digitais LLC], based at [EDIT: address], is responsible for operating this site and selling the digital products offered.

3. Products and prices

• We sell info-products, subscriptions, SaaS and mentorships.
• All prices are shown in USD (US Dollars).
• Subscriptions renew automatically until the customer cancels.
• Promotions and trials will have clear terms (price, duration and what happens at the end of the period) shown before purchase.

4. Payments

Payments are processed by Stripe. We do not store card data. International payouts may be processed via Wise or equivalent partners.

5. Use license

We grant you a personal, non-exclusive and non-transferable license to use the digital products purchased. You may not redistribute, resell, copy or share credentials or copyrighted materials.

6. Support

We offer email support at [EDIT: support@domain.com] on business days, with response times of up to [EDIT: 24 business hours].

7. Disclaimers

Products are provided "as is". We do not guarantee specific financial results, and performance depends on individual customer factors. Nothing here should be interpreted as formal financial, legal, medical or professional advice.

8. Cancellation and refunds

See the Cancellation Policy and the Refund Policy, which form part of these Terms.

9. Changes to these Terms

We may update these Terms at any time. Material changes will be communicated via email and/or a notice on the site.

10. Governing law and venue

These Terms are governed by the laws of [EDIT: LLC jurisdiction, e.g. State of Delaware, USA]. The forum of [EDIT: county/district] is elected to settle any disputes, except where applicable consumer law requires a different venue.